EQUINE BOARDING FACILITY INSURANCE
A boarding facility brings together animals, people, property and professional responsibilities. We review the operation as a whole—from the specialty barn to the horses entrusted to you.
Let’s talk about your coverage
BOARDING. TRAINING. LESSONS. DAILY CARE.
Full-care and self-care boarding. Training barns. Riding and lesson facilities.
Tell me how your facility operates: how many horses you board, who owns them, which services you provide, and who rides, teaches or works on the property. We can then review available property and liability coverage with those activities in mind.
A CLOSER LOOK AT YOUR FACILITY
We’ll look beyond a simple stall count and discuss the buildings, services, equipment and people that shape your insurance needs.
Explore specialty-barn valuationsReview replacement-cost estimates for stall barns, indoor and covered arenas, tack rooms, wash racks, offices and other structures. Custom stall systems, roof spans, ceiling heights and interior finishes deserve their own attention.
Discuss premises and equine-activity liability, boarding arrangements, lessons, training, outside instructors, clinics and events. We’ll identify which activities need to be disclosed and which coverage options may be available.
Review care, custody or control exposures involving horses owned by others, including the services you perform and the limits or exclusions that may apply. This is a separate question from insurance on the facility itself.
Look at tractors, arena-maintenance equipment, tools, hay, feed and tack. Identify who owns the property, where it is stored and how changing inventory affects the review.
LET’S START WITH THE DETAILS
Your current policies, building schedule, approximate stall count and description of activities are useful starting points. Tell me about independent trainers, employees, volunteers, public access and any recent improvements.
We can begin by phone or video and coordinate documents electronically.
Request a boarding-facility reviewCoverage for a facility, liability arising from equine activities and horses in your care must be evaluated separately. Availability, exclusions and required endorsements depend on the carrier and operation.
A GOOD CONVERSATION CHANGES THINGS
A new property. A changing operation. A renewal that needs a second look.
Tell me what’s on your mind, and we’ll start there.